




Josh T. Robich
Purchase Specialist
NMLS ID # 1571940
jrobich@reliancefirstcapital.com
Toll Free: 888-751-0230 ext.6526
Direct & Fax: 615-224-6526
Josh and Thomas both are so gracious and very excellent communicators. The interactions with them felt genuine and I felt respected. The platform for uploading documents is very user friendly. I will recommend you all should a need arise among my family, friends and acquaintances.
Deborah M. - New York
Josh and Lynda were great. Fast. Super kind and made me feel comfortable the whole process.
Nicole H. - New York
So happy I had Joshua working with us, his dedication with working with us exceeded my expectations. We had a few issues but Joshua was able to overcome them all. Thank you so much.
Thomas J. - Pennsylvania
Yall were so wonderful KIND and so patient helping me with all this. I don't see well and you 3 were so patient and went over your job to help me!!!
Melinda T. - Alabama
Josh was fantastic to work with.
Joshua N. - Tennessee
Josh and Lisa - the team that guided us through the perfect mortgage solution. Very responsive and knowledgeable people. I can think of nothing that needs improvement. Josh and the team really were top notch.
William S. - North Carolina
Was going to another company, but Joshua saved the day.
Theresa W. - Virginia
Joshua kept me informed on the status of my refinance. Reliance First Capital is one of the best companies I have delt with in a long time. Most of my friends are not refinancing at this point, however I will keep your company in mind. Thank You.
Linwood H. - North Carolina
Nice and professional.
Maisie P. - Pennsylvania
Josh went above and beyond in helping me. He gave advice in advance of the application that gave me time to correct some things before applying for the loan. While I feel closing costs were on the high side, it was worth it to get to work with someone like Josh.
Diana C. - North Carolina
Josh was very helpful in keeping me informed of the status of our loan.
John S. - South Carolina
Josh Robich was amazing!! He was always there for me when I needed him!
Brickael S. - Kentucky
Joshua Robich was outstanding in the whole process of refinancing our home! His manager went above and beyond for us and so did the underwriter! The only issue we had was the FHA with the report of a comment that was on our credit that we did not even make! It was a mistake put on our credit by the credit bureau.
Catherine D. - Alabama
Joshua Robich was my analyst and he became a trusted friend through this purchase. I enjoyed talking to him. He was always honest with where we were in the process and answered my questions in a timely manner. I would recommend Reliance to anyone who wanted a professional home finance experience.
Christopher C. - Kentucky
Joshua was great!
Dennis T. - Arkansas
Joshua Robich was AWESOME!! He was both professional and personable, answering my many questions patiently and in an extremely timely manner. I cannot OVERSTATE how much I would recommend using Joshua for a loan or refinance. This was, by far, the easiest, most efficient mortgage company I have EVER worked with and JOSHUA ROBICH was OUTSTANDING!!! Reliance First is truly an exceptional company and Joshua Robich is a fantastic agent.
Penni S. - South Carolina
Joshua said it would close in 45 days and he was absolutely right. It could not have gone smoother. I hope I never have to do this again but, if I do, you can bet I will be calling Joshua Robich at Reliance First Capital, and pray that he is still there. Joshua and Derrick were very professional, prompt to return my calls and answer any questions that I had. It could not have been better. Thanks to these professionals. Thank you so much for the wonderful job you did with my refi. It could not have gone better. After what I went through with the previous mortgage company, you were a Godsend. I cannot thank you enough. I am not in real estate any more, but if I ever hear of anyone needing new financing or refi, you know they will be getting your name and phone number.
Shelba J. - North Carolina
Hello Josh, We just wanted to take the time to Thank You once again. It was a huge benefit to us to have you there to communicate with throughout this entire milestone. You are definitely going to be recommended to our friends that may want to refinance. Thank You for an outstanding job.
Wayne L. - Kentucky
For those people you want to be impressed with your company -- to them let Josh handle their loan.
Lynette T. - Tennessee
Josh made this process as easy as it could possibly be. Joshua Robich was expectational. In our opinion, he is the best.
Wayne J. - Arkansas
Josh Robich! He was on top of everything, kept me updated and made refinancing my home stress free!
Lindsay D. - North Carolina
Everything went well.
Phillip F. - Tennessee
Joshua always kept me up to date and was very kind and professional. I would definitely work with him again.
Susan B. - Tennessee
Josh went above and beyond to help me out! Josh was great.
Glenn W. - Tennessee
Joshua was very proficient, courteous, and prompt in every process. Josh always went above and beyond to address any of my concerns and always promptly returned my phone calls even if they were back-to-back meaning I'd call, we talked, I get to ask a question so I call right back and he would either answer or call me right back. Josh always made me feel valued and important. Everyone made me feel very comfortable and secure with the handling of my personal information and processing my loan. Excellent job!
Linda M. - North Carolina
Josh Robich was @ #1 Team Member!
Vestal S. - North Carolina
Josh always provided exceptional service and communication.
Michael H. - Virginia
Joshua conducted himself in a professional manner from the very beginning of my loan application. He was always willing to any questions I might have concerning my loan application and did so in a prompt courteous manner. I feel Joshua had my best interests at heart throughout the whole process. He is a definite asset to your organization.
Robert N. - Virginia
Went smooth and great experience. Everything went great. Joshua Robich was an excellent adviser that knew his stuff. Great person to work with and any family are friends who need help, I'll be using him for referral.
Edward W. - North Carolina
Joshua was always available when I had questions and made the whole process seamless.
Michele L. - North Carolina
Josh called us while we were pursuing 2 other mortgage options. He offered us a better deal that saved us money. He answered every question we had no matter how trivial if may have sounded. He called us regularly checking in and you could say he treated us like family. Every piece of the loan process went smoothly except our water test but he was still encouraging and optimistic, never bringing us down. I would recommend him to anyone looking to buy or refinance a mortgage. It's almost sad that the loan closed because I was looking forward to his calls :).
Robert P. - Delaware
From the very beginning I felt that Joshua had my best interests at heart. He was always willing to explain the fine points of the loan application process and answer whatever questions I had. Joshua is truly an outstanding Reliance First Capital employee.
Robert N. - Virginia
Great Experience. Thank You!
Ronnie R. - Arkansas
Joshua was awesome to work with.
Randy N. - North Carolina
I was trying to get to a meeting yesterday when you called so I wanted to follow up real quickly and just let you know again that I thought your customer service was way beyond the call of duty. Your willingness to give me your mobile number and talk to me while you were on vacation, the way you did all you could to make this refinance happen (not to mention the last one when my credit score was so low), and the way you always went the extra mile to help me definitely didn't go unnoticed. If I knew who your manager was I would send this to him/her, but go ahead and "toot your own horn" and forward it - you definitely deserve it! :-) Looking forward to one day meeting you in person when I'm visiting my best friend in Franklin. Take care and have a wonderful Thanksgiving!
Ginny E. - Mississippi
Josh got me through a very difficult refinance. It was difficult because of my former lender. He went above and beyond expectations! I just can’t say enough good things about Josh.
Bradley L. - Tennessee
Best Experience Ever! worked with Joshua Robich with Reliance First Capital and he was excellent and went way beyond my expectations of what a mortgage representative normally does, which is obviously a reflection on the company he works for as well. My situation was extremely challenging for multiple reasons, and Joshua was fantastic to work with and definitely helped ease the stress of getting my refinance processed. Highly recommend. (as posted on LendingTree.com)
Virginia E. - Mississippi
I contacted Reliance First Capital after finding myself in a situation where I needed to refinance my home and consolidate some outstanding debt that had caused me to over extend myself. Due to a below average credit score, I was faced with no options until I spoke with them. They were able to provide a fair solution that met my needs but also was not a predatory style loan that took advantage of my situation. They provided timely communication and went above and beyond to finalize my loan and get me where I needed to be! Thank you to everyone at Reliance First Capital, especially Joshua Robich and Laura Romero for their outstanding customer service. Joshua listened, and with the information I provided worked to get a solution to my problem. He was attentive, responded to my questions and needs in a timely manner, and followed up quickly. While this was a business transaction, Josh made me feel comfortable through the entire process, and I never felt pressured or concerned about what I was doing. Thanks Josh! (as posted on LendingTree.com)
John M. - Delaware
Joshua listened to my needs and provided solutions, it's that simple.
John M. - Delaware
Everything went smoothly and was an excellent experience (which was a pleasant surprise). Josh thoroughly explained EVERYTHING. Identified my need, modeled the loan around my need and communicated clearly throughout the process.
Abbott K. - South Carolina
The fastest loan closing in history! Joshua is the best of the best! Do not waste your time going anywhere else with your mortgage needs when you can go directly to the best. He doesn't quit until he saves you the most money possible, as quickly and thoroughly as possible. He has integrity and makes you feel great every time you speak with him. (as posted on Yelp.com)
Kim D. - Tennessee
Joshua went out of his way to get the job done! He is very knowledgeable, helpful, down-to-earth, reliable, and that's a rare find in his business. He truly wants to help people and we could feel that every time we spoke to him.
Kim D. - Tennessee