Sonney Davenport
Mortgage Analyst
NMLS ID # 71687
sdavenport@reliancefirstcapital.com
Toll Free: 866-970-1550 Ext. 1514
Direct & Fax: 704-970-1514

Get Started

Thank you for taking the time to learn about me!
 
I've been in the mortgage industry for over 15 years and my expertise is in assisting people in comprehending their mortgage financing. I take pleasure in speaking with people and learning about their aspirations, both long and short-term, and then tailoring a loan solution to make those dreams a reality.
 
I am known for my honesty, efficiency, and attention to detail. My objective is to make the loan process as speedy as possible so you can begin saving sooner. My aim is to build a strong relationship with each client and ensure they feel they have a dedicated mortgage analyst to support them throughout their lives.
 
I eagerly await the opportunity to help you surpass your financial objectives.

Testimonials


Keep up the good service.
 
Andres K. - North Carolina
 
This is the second time I have refinance with Sonney and her team. She was always accessible to respond my questions and concerns. Keep up the good service.
 
Andres K. - North Carolina
 
I cannot find one suggestion how you can improve your loan process, it went flawless. Thank you. What makes a good company you work with are the individuals you work with. In this case Sonney was excellent, did her job without a problem and should be commended for an overall perfect job.
 
Roberta R. - North Carolina
 
is the best!!! I will only get loans through her.
 
Cheryl P. - South Carolina
 
Sonney provided 5 star rated service.
 
Steve S. - Tennessee
 
Sonney is fantastic and I would definitely recommend her for anyone looking to refinance their mortgage. That’s what she did for me as well as helped me to get rid of my credit card debt!!! She was there every step of the way explains the process and answering my questions in a timely fashion. I couldn’t be happier!
 
Laurie M. - Pennsylvania
 
I had an excellent experience with Reliance. Sonney was so much help. She went above and beyond to help me get everything processed in a timely manner. I highly recommend Reliance First Capital and Sonney for your loan needs. Sonney was great to work with. She went above and beyond to help me with my loan.
 
Melanie V. - Alabama
 
Sonney was great!
 
Holly Z. - Virginia
 
Sonney was the best. I was about to make a bad decision elsewhere! She explained several options the pluses and negatives so, my wife and could make the best decision for us. All were 110% better than the bad decision I was getting ready to make. REALLY saved us!
 
Matthew D. - North Carolina
 
Keep doing what you are doing!!!! Great!!! All hiccups (and there always are in this business) were handled promptly and professionally! Sonney was super helpful for me!!! Excellent service! Enjoyed working with you all!
 
Lisa R. - North Carolina
 
Sonney was on top of everything! The process was extremely efficient and smooth. We had an unusual situation on our loan and she was able to work through the uniqueness to come up with a agreeable solution quickly. She is well versed in coming up with alternate financing ideas for those in need of consultative advice as well. We highly recommend her to anyone! (as posted on LendingTree.com)
 
Carmen A. - North Carolina
 
Sonney was great at responding and communication.
 
Daniel R. - Alabama
 
Very professional, attentive to my needs. Knowledgeable of her job. Dependable and could not be more satisfied with the outcome of the process. I personal felt if I was the only customer Mrs. Sonney had. (as posted on LendingTree.com)
 
George A. - Virginia
 
Sonney excellent help and very knowledgeable Explained everything clearly.
 
Phyllis S. - Virginia
 
The representative I worked with, Sonney, was professional through the entire process. Worked with my personnel needs very diligent and knowledgeable about the process. Very impressed!
 
George A. - Virginia
 
[Sonney] is so easy to work with. Very helpful person. (as posted on LendingTree.com)
 
Abdellah B. - Kentucky
 
I have found a mortgage specialist that I will use for the rest of my life in Sonney. She guided and educated me from what I thought I wanted to what was really needed. I knew throughout the entire process what the status of my mortgage was and what was next. I have and will point anyone that I hear needing help with mortgages to her in the future. Thank you Sonney. (as posted on LendingTree.com)
 
Thomas P. - South Carolina
 
Sonney was quick to return calls and patient in answering our questions. She listened to our needs and came up with a plan that would best fit our needs.
 
Jeannie F. - South Carolina
 
Sonney is a very great person. Give her a raise.
 
Clint T. - Virginia
 
Sonney Davenport was EXCELLENT. Everything went like clockwork. She went above and beyond.
 
Sandra M. - North Carolina
 
Sonney was extremely responsive. There was never a time where she did not return my call in a timely manner. She kept me well informed through the entire process and educated me on areas I lacked sufficient knowledge. Sonney was a pleasure to work with. (as posted on LendingTree.com)
 
Jeffrey H. - Tennessee
 
Wonderful working with Sonney and Laverne. The loan process went very smoothly!!
 
Barbara B. - South Carolina
 
My mortgage care specialist was Sonney. She made the refinance quick and painless. It is 2017, and if you didn't get your home refinanced for less than 3% APR for 15 years or less, then do it now before rates go up. Sonney helped us save over $60k with the new rates, and we paid off some credit card debt as well as my wife's car. Reliance First Capital must be a good company because Sonney's customer service was top notch. She was always courteous and prompt when we had questions, and completed the refi in as short a time as possible. Approximately 5 weeks from start to end. I probably sound like an advertisement for Sonney, and that is because we were really impressed. Reliance First Capital, you have a great employee. (as posted on LendingTree.com)
 
Charles T. - Alabama
 
Sonney was an excellent loan officer to work with, she was efficient and on top of all the issues to make our experience a pleasant one. (as posted on LendingTree.com)
 
Kelly B. - North Carolina
 
Sonney was exceptional to work with. Throughout the entire process, she was professional, prompt, and provided us with realistic expectations. We would most definitely work with her again.
 
Jessica G. - Tennessee
 
Sonney was very personable and made the process smooth. She followed through when she said she would and was very professional but easy to work with.
 
Michael C. - South Carolina
 
Sonney was wonderful!!
 
Sherry T. - Kentucky
 
Sonney Davenport was courteous, informative and diligent throughout my re-finance. I greatly appreciate her expertise and professionalism.
 
Peggy M. - Virginia
 
Hello friends, my wife and I just had a great experience with our reference through Reliance First Capital. Our loan officer was Ms. Sonney, she did a great job of helping us get all the documents in order and ready for the under writing of our loan. She helped a lot with getting our credit scores where they needed to be for the best possible interest rate. Mis Sonney. Also got us a turnkey reference in about 30 days and I thought that was awesome! I hope We never have to do another reference but if We do. Reliance First Capital and Mis Sonney will be the first ones we call on. Ps. Good luck to all. (as posted on LendingTree.com)
 
Herman P. - South Carolina
 
Make sure you have more folks like Sonney! I really appreciated and enjoyed working with Sonney. She was a delight to work with. Her initial intro (each and every time she calls) is very upbeat and positive. She is very professional and knows her business and how to work with customers!! Keep up the positive attitude, it is infectious!
 
Allen K. - Alabama
 
Sonney was awesome to work with on my recent refinance. She took an extraordinary amount of time to explain all my options to me... In great detail. She never hesitated to take my calls and answer my questions (of which I had a ton) even after the loan had closed, and I was dealing with issues with my previous lender. Sonney made sure I got the best deal out there, even when minor things changed over a short 24 hour period. She was friendly, responsive, and informative. And, she got my entire refinance complete in just 3 weeks. Sonney even arranged for the notary republic to meet me on vacation, so nothing in the refinance was delayed. I would not hesitate to call Sonney for future loan needs. I trust that she'll look out for me and give me excellent service. (as posted on LendingTree.com)
 
Jennifer E. - Virginia
 
Sonney delivered on everything she said. She handled everything in a timely manner and communicated with us every step of the way. She was awesome through the whole process! (as posted on LendingTree.com)
 
Jeffrey N. - South Carolina
 
I'm so thankful to God for having placed us with Sonney as our refinance mortgage analyst as she was knowledgeable, patient, courteous, and exhibited professionalism toward my husband who was at times very difficult to work with.
 
LaVern E. - South Carolina
 
Sonney was very professional and courteous and friendly during the whole process. I couldn't have had anyone more capable all the way. I want to thank her for saving me money. I will tell everybody about her.
 
Lois M. - South Carolina
 
Sydney and Sonney were professional and easy to work with.
 
Jason V. - North Carolina
 
Sonney kept me informed every step a very nice lady.
 
Alenka S. - Alabama
 
After using LendingTree I was bombarded with voicemails. One voicemail out of the 50 was from Sonney with Reliance First Capital. Her voicemail was very professional and I decided to call her back. I'm glad I did as I was 100% satisfied with her hard-working dedication with my loan. I recommend this lender and loan officer to anyone. Great Job!!
 
Steven R. - North Carolina
 
Sonney was excellent! This professional needs a raise! She went above and beyond my expectations.
 
Darcy and Robert L. - South Carolina
 
Pleasure to work with. Made me feel like I was priority and not just a number. Very professional and proactive. (as posted on LendingTree.com)
 
John M. - South Carolina
 
Sonney has been wonderful to work with!
 
Melissa L. - South Carolina
 
Sonney was courteous, easy to talk to. She answered all my questions. I called Sonney a lot and she was always pleasant. If she was unavailable when I called, she returned my call promptly. The whole process went smoothly and without much effort on my part. I highly recommend Reliance First Capital and Sonney for all your mortgage needs.
 
Lorna C. - North Carolina
 
Sonney kept me informed at all times of the process/explained all items and made this a smooth. She was professional, attentive to my needs and aware of the situation when I was unable to talk due to personal issues.
 
Kathy W. - Alabama
 
Sonney guided me through the entire process from start of application to closing. I believe she is a great asset to your organization!!
 
Frank K. - Virginia
 
Sonney's a great rep.
 
Deborah C. - South Carolina
 
Great people to work with, they always follow up with answers to all questions. Call when they say the will. Dependable. (as posted on LendingTree.com)
 
Roger F. - North Carolina
 
Sonney went above and beyond to help me through the process and provided exceptional service. I have already recommended Sonney to friends for their mortgage needs.
 
Laneschia P. - Alabama
 
Sonney was a great person to work with and very helpful and easy to talk to. She really search for the best loan for us. I am very thankful to have selected Reliance First Capital to do our refinance. I will definitely recommend her to my friends. (as posted on LendingTree.com)
 
Janis H. - South Carolina
 
Sonney took the time to ask about our short and long term goals and came up with the right package for our needs. She was extremely nice to talk with, she also would ask plenty of questions to make sure she understood what we wanted and expected. Sonney would call to update us on the progress of the deal, and would always ask, as well as tell us to call if we had any questions. Our loan closed in less than four weeks, and all the figures were exactly as promised. We will be financing another home soon and will be calling Sonney to handle our financial matters. Thanks again for all your hard work! (as posted on LendingTree.com)
 
Robin L. - North Carolina
 
Sonney is outstanding in efficiency and customer service. We had several issues not related to this process with our former mortgage company and Sonney patiently helped us work out the problems. Her expertise saved us a lot of money. Excellent experience with Reliance First Capital.
 
Katharine G. - South Carolina
 
Sonney is a true professional. Her attitude and calm demeanor was refreshing in what is normally a stressful process.
 
Eva H. - North Carolina
 
The best, easiest, fastest refinance I have ever done. Reliance First Capital went above and beyond my expectations. I had the most professional agent helping me. Sonney Davenport is an asset to Reliance First Capital. I will definitely do business with again. (as posted on LendingTree.com)
 
Bryan B. - North Carolina
 
Sonney clearly went above and beyond. This company exceeded my expectations.
 
Bryan B. - North Carolina
 
Sonney was very helpful and made the process painless.
 
Dae P. - South Carolina
 
Sonney was fantastic. She exceeded my expectations by addressing potential legal issues prior to the execution of the agreement and loan. She was patient and returned all my calls and emails promptly, often in less than one hour.
 
Robin L. - North Carolina
 
Sonney helped my husband and I save a cool $37,000. It was easy, painless and even fun working with her and the Reliance First Capital team. She had innovative refinancing ideas that helped us not just save money on our mortgage, but also lower our tax bill. Brilliant! Highly recommended. (as posted on Yelp.com)
 
Andrew K. - North Carolina
 
Sonney helped through the entire process.
 
Ralph C. - South Carolina
 
Sonney is the best!!!
 
Charles P. - Kentucky
 
Sonney has exceeded excellence in this entire transaction. She has exceeded all expectations in her professionalism, product knowledge, friendliness and she has worked tirelessly with me throughout this entire process. She is an excellent image of everything Reliance First Capital strives to present. I would like to thank you for everything Reliance First Capital and Sonney has done for this family. God Bless each and everyone at Reliance First Capital. I will always recommend Sonney and Reliance First Capital to everyone.
 
Gerald J. - South Carolina
 
Sonney handled my refinance application in a superb manner. I can't thank her enough for her assistance. By far, she is the best loan processor I have ever had the pleasure of working with. I recommend very highly.
 
James K. - North Carolina
 
Sonney was exceptional in every aspect of this process. From keeping me informed to problem solving through closing.
 
Douglas M. - North Carolina
 
My world has been turned upside down. I recently lost my wife to cancer and was worried about how to meet my monthly budget. Not only that, but I have two in college and one more to go in less than two years. I made an inquiry on Lending Tree. Shortly thereafter, I was on the phone with an angel, Sonney Davenport. I wasn't sure if I would be able to lower my house payment or even keep my house. But with Sonney's help, I got a shorter term and lower rate. I have never dealt with anyone in this industry with so much passion. She listened to my story and was compassionate, caring and treated me like I was a member of her own family. Sonney worked weekends and nights to make sure it was all handled without missing a beat and without me having to make a million calls. I knew I was in good hands when she had to go out of town and gave me her personal cell number in case anything came up. I know my family and I have a long way to go before we get back to what some would call normal. But, I know I would be so much farther away had it not been for Sonney and Reliance First Capital. I no longer have to worry about how to send my son to college or helping my daughters get through. And I get to keep my house! Thank you, thank you, thank you my angel! (as posted on LendingTree.com)
 
Ida-Nichole G. - North Carolina
 
Sonney was very professional during this process. As with any endeavor such as this we had a few hiccups along the way, however each time she called with a problem she already had the info, what to do, who to contact, etc. to resolve the situation. She seemed to truly care about Melanie and myself as consumers, not just concerned with her commission. I work with dozens of people weekly who represent various companies. Few show the type service oriented attitude that Sonney has shown my wife and I. She made this a very pleasant experience.
 
Brian R. - Alabama
 
Sonney, We had our closing last night and everything went smoothly. I just wanted to tell you how thankful we were to have worked with you. In my line of business I work with dozens of people weekly negotiating contracts, implementing action plans, etc. I find that not many of those people handle things with acknowledgeable foresight of their profession, nor do they follow through with what they say they will, however I found you to be above the norm in this regard. You were on top of things and even though we had some hiccups along the way you always had a solution before you called with a problem. This was something I was dreading to try and accomplish, but you made it an easy enjoyable task, and for that I thank you greatly. If in the future if you need any type of help in handling things for other clients in our area, and yes I will be recommending you, please feel free to contact me and I will help in any way I can. Once again from Melanie and I, Thank You.
 
Brian R. - Alabama
 
Sonney was my Mortgage Analyst during my load process...excellent person to work with and I felt that she was always looking out for my interest as well as her company's interest. Extremely knowledgeable, courteous and helpful. would highly recommend her to anyone.
 
Fred K. - North Carolina
 
My mortgage analyst was Sonney Davenport who in our original conversation said she would quickly get me a refinance package. She lived up to that promise and we closed in about 2 weeks. She was knowledgeable, helpful and attentive to my wife and my needs. I certainly recommend this agent and the Reliance First Capital without reservation. (as posted on LendingTree.com)
 
George V. - North Carolina
 
Sonney was much better as an analyst than the one I had in 2012. Reliance First Capital's timeline was over 2 months shorter than my 2012 experience and was very satisfactory. I cannot say enough good things about Sonney's performance, it was outstanding! Sonney was superb and definitely provided exceptional service in getting us our new loan in record time.
 
George and Mary V. - North Carolina
 
It was a great experience.
 
Carl B. - North Carolina